Top 5 Banks Providing zero balance Savings Account

Spread the love

A zero balance Savings Account is one in which you are not required to maintain any minimum balance. Maintaining a minimum balance is actually a difficult task, particularly if you are more of a spender than a saver, so getting this account comes in very handy.

You will open this account and begin your savings journey with the majority of Indian banks. However, once you have a variety of choices in front of you, selecting the best one from among these can be a challenging task. that in mind, we’ve put together a list of the best bank zero balance savings accounts in India.

#1.RBL Bank: Digital Savings Account

Which turns out to be a decent zero balance savings account without any non-maintenance fees. You can appreciate the advantages of unlimited ATM transactions in access to anytime transactions through mobile and internet banking. Since it is a paperless and instant account opening operation, all you need is your PAN number and Aadhaar number to get started.

Related Article : Best Savings Bank Account In India

#2.Kotak Mahindra Bank: 811 Digital Bank Account

The Kotak Mahindra zero balance account is another choice, which provides valuable interest rates and has no fees for not maintaining the account.  You’ll also get a virtual debit card that you can use to shop online. With this Kotak 811 savings account, you can also pay credit card bills and transfer money online for a free Kotak 811 saving account.

#3.HDFC Bank: Basic Savings Bank Account

Once you open zero balance savings account with HDFC, you are basically signing up for a number of benefits. It has a lot to offer, from a free passbook to free cheque and cash deposits at the branch. Not just because, but you can also use a Rupay card that you will get free of charge to access the account. You can safely transact money using phone and internet banking.

#4.Axis Bank: ASAP Instant Savings Account.

You can download the Axis mobile app or apply online are two of the simplest way of opening this zero balance saving account with Axis Bank. You can also register your PAN, Aadhaar, and other data online if you want to. This one is linked to the mobile app and allows for unlimited RTGS and NEFT transactions.

Read More : Best Gold Loan

#5.State Bank of India

Anybody can open an SBI zero balance account as long as they have the required KYC documents. There are almost no restrictions on the upper limit or maximum balance for this one.

Related Article : 11 Best Cryptocurrency For Invest Indian 2021

Leave a Reply

Your email address will not be published. Required fields are marked *