When saving bank account, Demat account and Trading account combine together into 1 account, this is often known as 3 in 1 account. So, basically, this is a combination of 3 accounts.
The main reason for generating 3 in 1 account is to avoid any kind of hustle and trouble in online stock investment. This kind of account can make trading more approachable and easy for traders. With the help of such an account, the trader can make fast transactions between each of them.
If you are looking for the best 3 in 1 account in India, here are the details for it. There are the top 7 banks that are offering 3 in 1 account in India. These banks are providing the best services and providing the assurance for security as well. In India, almost every bank is offering the Demat accounts with attractive schemes, but one should get in link with the bank which is highly ranked and has the best reviews of clients. So, there are the details of the banks offering the best 3 in 1 account, and one should definitely get in touch with them.
Here is the list of the Top 7 Best 3 in 1 Account in India
- Zerodha
- Upstox
- ICICI Direct
- Kotak Securities
- HDFC Securities
- SBI Cap Securities
- Axis Direct
#1.Zerodha
Zerodha is an Indian financial services company that is a member of NSE, BSE, and MCX. This was founded in 2010. Its headquarters are in Bangalore and Karnataka in India.
Brokerage charges offered by Zerodha:
- Zerodha offers zero charges for the equity delivery.
- Zerodha charges Rs. 20/- for the equity Intraday.
- For the equity futures, Zerodha also charges Rs. 20/-
- Their currency future charges are also Rs. 20/-
3 in 1 account opening procedure of Zerodha:
As such, there is no proper procedure for it. Once the customer has opened his/her Zerodha account, the customer will have to just switch the link with IDFC bank. Then the Demat account will be opened which is like 3 in 1 account of Zerodha. So, it is an easy and reachable process.
Documentation :
To open 3 in 1 account of Zerodha, the customer will have to submit the following documents.
- Aadhaar Card
- PAN card
- Statement of the bank account opened already through IDFC.
- Passport size image.
- Salary slip for the proof of income.
Benefits :
- The customer will be availed with the fast transfer of the deposits from the Zerodha account to trading accounts without any hustle and hectic process.
- The customer can track all of his/her assets with the help of one account
- The customer can also earn Interest from the balance, the earning will be about 7% or more.
- The transfer of the deposits is free of cost.
#2.Upstox
This is an online stock broker private company. Its main headquarters are in Mumbai and Maharashtra, India. Its products are Stocks, Commodities, Currencies, and Mutual funds.
Brokerage charges offered by Upstox:
- Upstox offers zero charges for the equity delivery.
- Upstox charges Rs. 20/- for the equity Intraday.
- For the equity futures, Upstox also charges Rs. 20/-
- Their currency future charges are also Rs. 20/-
Upstox 3 in 1 account opening procedure :
If you want to open an 3 in 1 account, then follow these steps.
- Step 1:
Open their website and then enter the page of the account.
Step 2:
Put your contact number and email id as per the given options.
Step 3:
Verify yourself with the help of SMS which will be delivered to your Provided contact number or email id.
- Step 4:
Next, there will be options to be filled in about yourself, which must be filled correctly.
- Step 5:
You will have to upload your signature and filled the details of your PAN.
- Step 6:
In order to verify your Aadhaar, you will have to upload a video of yourself as proof with your Aadhaar.
- Step 7:
By providing all this information, your account will be opened.
- Step 8:
Urgently you will have to activate your account as per the given instructions, to activate the trading through 3 in 1 account.
Benefits :
- They facilitate their customers with the easiest deposit transaction.
- The transfer of funds and deposits is free of cost.
- The customer can also earn from interest.
- The customer can keep the record and track of all the assets owned by him/her just with the help of 1 account.
- Their brokerage charges are also reasonable.
#3.ICICI Direct
- This is a retail trading and investment service of ICICI Securities. It’s main headquarter is in Mumbai.
Brokerage charges offered by ICICI Direct :
- ICICI Direct charges 0.55% for the equity Intraday.
- For the equity futures, ICICI Securities charges 0.5% to 0.3%.
- Their currency future charges are 0.05% to 0.03%
3 in 1 Account opening procedure of ICICI Direct :
- First, the customer must have an account open on ICICI Direct because its statement will be needed.
- Open the website www.icicidirect.com. And open the Registration form which will have to be filled. And after that submit it. The company will get in touch with you within 48 hours, and your account will be easily opened.
- Their account opening charges are Rs. 975/-.
Benefits :
- The customer will be availed with the fast transfer of the deposits from the ICICI Direct account to trading accounts without any hustle and hectic process.
- There are no restrictions on investment through repairable or non-repairable funds.
- They offer their customers a variety of investment options.
- They also facilitate their customers with online trading platforms to invest easily.
#4.Kotak Securities
This is an Indian private sector bank founded in 2003. Its headquarter is in Mumbai. It is a banking and financial services provider in India.
Brokerage funds offered by Kotak Securities :
- Kotak Securities charges 0.49% for the equity Intraday.
- For the equity futures, Kotak Securities charges 0.49%.
- Their currency future charges are also 0.49%.
3 in 1 account opening of Kotak Securities procedure:
To open 3 in 1 account from Kotak Securities the customer will have to visit the nearby branch.
The customer can also fill up an online registration form. The customer will have to provide all personal information as per instruction. Then the account will be opened online.
Benefits :
- They offer their customers a variety of investment options.
- They provide their customers with free online trading platforms.
- They can get reports via SMS alerts.
- Their procedure for opening 3 in 1 account is easy and approachable for almost everyone out there.
#5.HDFC Securities
This is a financial services intermediary and a subsidiary of HDFC Bank, which is a private sector bank in India. HFDC Securities was founded in 2000. Their services are worldwide. Its headquarters are in Mumbai and Maharashtra, India.
Brokerage charges offered by HDFC Bank:
- HDFC Securities charges RS. 25/-for the equity Intraday.
- For the equity futures, Kotak Securities charges Rs. 25/-.
- Their currency future charges are also Rs. 23/-
Account opening of HDFC Securities procedure :
- If you want to open an 3 in 1 account, then follow these steps.
Step 1:
Open their website and then enter the page of the account.
- Step 2:
Put your contact number and email id as per the given options.
- Step 3:
Verify yourself with the help of SMS which will be delivered to your Provided contact number or email id.
- Step 4:
Next, there will be options to be filled in about yourself, which must be filled correctly.
- Step 5:
You will have to upload your signature and filled the details of your PAN.
- Step 6:
In order to verify your Aadhaar, you will have to upload a video of yourself as proof with your Aadhaar.
- Step 7:
By providing all this information, your account will be opened.
- Step 8:
Urgently you will have to activate your account as per the given instructions, to activate the trading through 3 in 1 account.
Their charges for the opening of the account are Rs. 999/-
Benefits
- They offer their customers a variety of investment options.
- With the help of their 3 in 1 account, the customer can track their deposits easily.
- They avail their customers with online trading platforms.
#6.SBIcap Securities
- This is an investment banking subsidiary of the state bank of India founded in 1986.
Brokerage charges offered by SBICaps Securities
- SBICap Securities charges are 0.2%for the equity Intraday.
- For the equity futures, Kotak Securities charges are 0.5%
- Their currency future charges are zero.
3 in 1 Account opening of SBICaps Securities :
If you want to open 3 in 1 account, you will have to follow these steps.
- Visit their website and enter the page of accounts.
- Provide your all information as per the given options.
- You will get in touch with the company within 48 hours. And your account will be opened.
Benefits :
- This is a trustable brand.
- With the help of 3 in 1 account, the trader can track overall assets with just one access.
- They offer their customers free research tools.
- They offer online trading platforms to their customers.
- 3 in 1 account, make the transactions of deposits easier for the customers.
#7.Axis Direct
- Bank information:
Axis Direct is a brand under Axis Securities Limited which is a subsidiary of Axis Bank founded in 2011. Its offices are in Mumbai. It is a stockbroker and financial services broker brand.
Brokerage charges offered by Axia Bank:
- Axis Bank charges 0.5%for the equity Intraday.
- For the equity futures, Kotak Securities charges 0.05%.
- Their currency future charges are 0.05%.
3 in 1 account opening of Axis Bank procedure :
- You will have to visit their website.
- Enter into the account option.
- Provide all your information as per option.
- You will get in touch with them within 48 hours. And your account will be opened.
Benefits :
- They offer their customers a variety of financial products.
- They offer their customers free research tools.
- 3 in 1 account makes the transfer of funds easier.
- They facilitate their customers with a banking option.
- They facilitate their customers with low charges.
Conclusion:
If you want to invest and trade via 3 in 1 account, then you should go for these brands which are giving the best services to their customers. These are trustable brands with a lot of customized schemes. These brands make their customers’ first priority. They have millions of active clients and own positive reviews.
These are enough things for you to select these brands to make your future bright. You can get in touch with any of the above just by clicking the links which are provided with each brand.